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Just Jump 4 Life – An Awesome Trampoline Class!

Don’t let the term “trampoline” scare you away! Check out this class Thursday nights at 7:00 P.M. at My Health Studio.  Gain the incredible benefits mini-trampoline jumping can offer:

  • The fitness trampoline provides the optimum platform for exercise
  • Bouncing increases lung capacity, strengthening the entire cardiovascular system
  • Helps to circulate the lymphatic system
  • Improves balance with every bounce
  • Lubricates the joints and reduces impact forces on bones
  • Bouncing keeps you strong and balanced regardless of age.

Great music and lots of laughing! This is a whole body workout!

Speakers 10-14-11 through 2-10-12

Ginger Adam Little  10/21
Business Strategy Session

Michael Green 10/28
René Protacio 10/28

Sue Seyster 11/4
Business Strategy Session

Kay Bahari 11/11
Michael Garner 11/11

David Heyman 11/18
Business Strategy Session

Carl Friedman 12/2
Nancy Haberman 12/2

Dr. Savitha Siddappa 12/9
Business Strategy Session

Esta McIntyre  12/16
Raj Prakash 12/16

                                                         

January 2012

Steve Friedman

Pamela Padrick

Mike Harris

Fern Friedman

Ginger Adam Little 

Michael Green

David Heyman

Sue Seyster

Kay Bahari

Michael Garner

David Heyman

Carl Friedman

Nancy Haberman

Dr. Savitha Siddappa

Esta McIntyre

Raj Prakash

Scott Smith

Pamela Padrick

Dates we are Dark – This represents the current contract.
November 25
December 24
December 30

New contract to be negotiated.

Tips for Avoiding Family Feuds When a Loved One Dies

Personal property, which includes jewelry, dishes, furniture, books, tools, computers, pictures, paintings and collections, often cause many more challenges than assets objectively worth far more.  Personal property is more likely to have sentimental value and meaning to the beneficiaries far beyond its cash value.

In my family there were arguments, bad feelings and estrangement over who took glass milk bottles.  I have seen litigation costing tens of thousands of dollars start and stop with the dispute and resolution of the distribution of photographs and figurines, worth perhaps a few hundred dollars.  I have had sixty-year old siblings get into fistfights over dishes.

Personal property can cause nightmares for a Trustee charged with gathering and protecting assets of the estate.  Personal property rarely has a paper trail showing who owns it.  It is often small and easily transported.  It is unusual for there to be a written record of everything in an estate before the Trustee makes one.  Family members, often with a feeling of entitlement, will take personal property before it is recorded.  Such property is said to “grow legs” and wander off.

Disappearing property is a problem that can tear families apart.  For example, say that one child takes a distinctive necklace from her mother’s jewelry box without telling her siblings.  The siblings are angry when the necklace cannot be found.  Pictures of their mother wearing the necklace are produced to show that it hadn’t been sold or lost.  Now the family is upset, suspicious of each other and distrustful.  Future disputes become more difficult to resolve and are more likely to lead to fights.  The necklace itself can’t be worn for fear of it being seen.  (This is especially true with the prevalence of photographs being posted on social networking sites like Facebook, MySpace and GooglePlus.)  Add the emotions of a parent’s death and you have a situation rip for an explosion.

Tips to Avoid Personal Property Issues:

  1. Trustees should act swiftly to secure valuable, sentimental or financial, personal property.
  2. A quick trip through a house with a video recorder can help create a quick record.
  3. Include more than one person when opening and inventorying safe deposit boxes and jewelry cases.
  4. If a reception is to be held in the deceased person’s home, moving valuables to a locked room can prevent wandering property and subsequent problems.
  5. I encourage Trustees, when possible, to distribute personal property quickly.  It removes liability from the Trustee and often helps reassure the beneficiaries that things are progressing smoothly.

Managing personal property is just one part of the complex job a Trustee undertakes when administering a Trust (or a Personal Representative during a Probate), but it can be a critical in setting the attitudes and expectations of the beneficiaries for the rest of the process.

Michael E. Garner
Cornerstone Law Center

Estate Planning During a Divorce or Break-Up

If you are in the midst of a divorce or breakup, the last thing you want to do is make more decisions . . . or see another attorney.  However, making changes to your estate plan may be one of the most important actions you can take to protect yourself and your family.

Most estate plans give all of one spouse’s assets to the other.  Even if you don’t have a Will or a Trust prepared, until your dissolution is final your spouse will wind up with all, or a substantial portion, of your assets under California’s intestacy laws.  You can take control buy changing previous provisions or making a new trust.

Changing or creating your plan does not have to be difficult or time consuming.  My clients can create and finalize their plan in just two one-hour sessions.  You can make general plans now and update them once the dissolution is final and you have additional time and energy to spare.

You estate plan also affects much more than just who gets your stuff.  Your plan will control who manages your health care and financial decisions if you are too sick to direct your own care.  Your plan will also control who is nominated as a guardian for your minor children.

You should consider several areas when thinking about your estate.  Consider the beneficiaries on your 401(k), IRA, 403(b) or other retirement accounts.  Remember to check and update your life insurance beneficiaries.  You will also want to update your bank and brokerage accounts which have a “Payable on Death” beneficiary.

I have found it important to help my clients who are going through a divorce keep things simple.  We generally work with their family law attorney, financial advisor and insurance advisor to make sure changes occur smoothly and work with each client’s specific situation.  We also follow up within a year, after the dissolution is final, to review the decisions and make sure the client’s plan does reflect their current wishes.

While you may not feel like you can stand to make another decision, it is an important time to make sure your estate plan still reflects your goals.

Michael E. Garner
Cornerstone Law Center

Fat Burning Strategy: Use Active Rest

How Long Should You Rest Between Exercises?

Every minute of a workout is an opportunity to increase intensity and burn more fat.  Don’t waste precious minutes sitting and taking long rest periods between exercises.  Those who train with me are used to hearing my request to have them pace between exercises in a circuit.  While it is important to catch your breath if you feel winded, most of the time you would benefit more from an active rest. Perform an activity such as brisk pacing, knee lifts with punches or side-to-side ab twists for 30 seconds between exercises to turn your regular workout into High Intensity Interval Training.